Too many people have this laid back view of Personal Finances, Budgets etc. Quite simply, they do not take them seriously. Unfortunately I see this time and time again. Even people who operate a successful business will have Personal Finances that are simply headed, or already in, the red.
Take your Personal Budget seriously. Stick to it, and your financial goals. In many cases people have no idea what they spent their money on. If you treat things more like a business by keeping receipts, tracking money, and reviewing Personal Goals you will achieve success where many have failed.
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